Restaurant Financing

Restaurant Financing

Flexible financing solutions for restaurant owners looking to fund equipment, upgrades, and business growth. Whether you’re opening a new location, expanding an existing restaurant, or upgrading kitchen equipment, Equinox Funding helps you secure fast, affordable financing without tying up working capital.

Apply Now or Talk to Us to get started.


Restaurant Equipment & Expenses We Finance

We provide financing for a wide range of restaurant-related equipment and business needs, including:

  • Commercial kitchen equipment

  • Ovens, ranges, fryers, and grills

  • Refrigeration and freezer units

  • POS systems and restaurant technology

  • Furniture, fixtures, and build-outs

  • New locations, remodels, and expansions

If your restaurant relies on efficient operations and reliable equipment, we can help finance the right solution.


How Restaurant Financing Works

1. Apply Online
Complete a simple application with basic information about your restaurant and financing needs. The process only takes a few minutes.

2. Review Your Options
We evaluate your profile and match you with financing options that align with your cash flow and business goals.

3. Get Funded
Once approved, you can move forward with purchasing equipment or funding improvements and focus on serving customers.


Why Work With Equinox Funding

Restaurant owners choose Equinox Funding because we understand the fast-paced, cash-flow-driven nature of the food service industry.

  • Fast approvals and streamlined process

  • Financing options for new and established restaurants

  • Programs for new and used equipment

  • Flexible terms aligned with seasonal revenue

  • Hands-on support from application through funding


Restaurant Financing FAQs

What types of restaurants do you work with?
We work with a wide range of food service businesses, including full-service restaurants, quick-service concepts, cafés, and food trucks.

Do you finance both new and used restaurant equipment?
Yes. We offer financing options for both new and used restaurant equipment.

How quickly can I get approved?
Many applications receive a decision within 24–48 hours after submission.

Do restaurants with limited operating history qualify?
Possibly. We consider factors beyond time in business, including revenue, experience, and overall profile.


Ready to Secure Restaurant Financing?

Apply today and let our team help you find financing that supports your restaurant’s growth and success.

Apply Now